Are you a first time home buyer? All American Mortgage® has just made it easier for you to get into your dream home. Check out our $395 flat fee* purchase home loan and save thousands of dollars on closing costs, savings that you can use for your down payment!

The benefits of the $395 flat fee purchase home loan benefits are:

No points to pay No middleman or broker fees Save thousands of dollars on closing costs Homeownership is within reach.

Apply now or get pre-qualified online or over the telephone.

*THE $395.00 FEE IS APPLICABLE FOR SINGLE FAMILY HOME PURCHASE OR REFINANCES ONLY. ALL AMERICAN MORTGAGE BANKERS WILL CHARGE A $395.00 LENDER FEE WHICH INCLUDES THE FOLLOWING FEES: POINTS, APPRAISAL, CREDIT REPORT AND PROCESSING. THE BORROWER IS RESPONSIBLE FOR NEW LOAN INTEREST COSTS, TITLE INSURANCE, RECORDING FEE, OUTSTANDING PROPERTY LIEN(S), TAXES, TAX SERVICE FEE, INSURANCE, PRIVATE MORTGAGE INSURANCE, MORTGAGE TAX ASSOCIATION FEES, SELLER FEES, CERTIFICATIONS AND LOCK-IN FEES. FOR NY, CEMA FEES ARE PAID BY THE BORROWER. ALL APPLICATIONS ARE SUBJECT TO UNDERWRITING APPROVAL AND NOT ALL APPLICATIONS WILL BE APPROVED. FULL DISCLOSURE OF INCOME AND ASSETS IS REQUIRED AS WELL AS A HAZARD/PROPERTY INSURANCE POLICY. THE LOAN WILL BE SECURED BY A LIEN AGAINST YOUR PROPERTY. SOME RESTRICTIONS APPLY AS WELL AS TERMS AND CONDITIONS. MINIMUM LOAN AMOUNT TO QUALIFY FOR THE $395.00 FLAT FEE IS $100,000.00. THE ANNUAL PERCENTAGE RATE FOR A $100,000.00 MORTGAGE WOULD BE 6.547% WITH A 20 % DOWN PAYMENT AND A 30 YEAR FIXED RATE TERM AND AMORTIZATION PERIOD.